Savings
Regular Savings
Become a member of Valwood Park Federal Credit Union by opening a Regular Savings account with no monthly service fee, gaining access to exclusive benefits like free online and mobile banking, remote check deposit, and competitive loan rates.
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Christmas Club
Open a Christmas Club account with VPFCU to save for holiday shopping and seasonal expenses. This account stays open until you request it to be closed, and you can enroll at any time with a minimum balance of $5 to open.
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Term Share Certificate
Open a Term Share Certificate account with VPFCU to earn higher dividend rates on your investment, with terms from 6 to 24 months. A minimum balance of $1,000 is required, and you’ll enjoy automatic renewal with a 10-day grace period.
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MEMBERSHIP
REGULAR SAVINGS
Membership Benefits
No monthly service fees
Free Online and Mobile Banking
Remote Deposit (Deposit checks through VPFCU mobile app)
Competitive Loan Rates when you need a loan
CHRISTMAS CLUB
Take advantage of another benefit of membership by opening a VPFCU Christmas Club account. It’s a convenient way to save for holiday shopping or other seasonal expenses.
Once you open a Christmas Club account, it remains open until we receive your written request to close it. The best part is you can enroll ANY TIME!
Minimum to open and maintain accounts: $5
Dividends* paid on balances: $200 or more
Deposit Option: Payroll deduction, cash or automatic transfer from a VPFCU savings or checking account.
Withdrawals: Free withdrawals between November 1st through December 31st. If withdrawals are made early, there is a $5 fee per transaction.
Additional Option: Setup automatic transfer to your savings or checking account on November 1st or request a check to be mailed.
TERM SHARE CERTIFICATE
Take advantage of earning a higher dividend rate on your money with a Term Share Certificate account. Invest your money with flexible terms ranging from 6 to 24 months.
Minimum to open and maintain accounts: $1,000
Minimum balance to earn APY (Annual Percentage Yield) $1,000
Renewal: Automatic renewal with 10-day grace period
READY TO OPEN AN ACCOUNT?
Give us a call at (972)446-0540 or email us now at memberservices@valwoodparkfcu.com.
*Dividends: Compound monthly.
Important Information About Procedures for Opening New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Member Identification Requirements: In accordance with Section 326 of the USA Patriot Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current members if original documents was not obtained with the opening of the account. In all cases, protection of our members’ identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of our members and our country.