Personal Loan
Whether you’re looking for short term cash relief, debt consolidation, or a loan to help build your credit, we can help! Here at Valwood Park Federal Credit Union (VPFCU) we offer loans for all of your purposes by offering:
Competitive loan rates
Convenient repayment through Payroll Deduction
Auto Transfer from your VPFCU account and Online Payment Portal
No Penalties for paying off the loan early
Affordable Credit Life and Disability Payment Protection
SIGNATURE LOAN
as low as 8.90% for 36 months
Borrow funds to cover unexpected bills, consolidate debts, or upcoming large expenses.
$300 minimum loan
Fixed rate for the life of the loan
Terms up to 48 months *Disclosing restrictions apply
No collateral required
SECURED LOAN
3.00% above dividend rate
Borrow using your savings or certificate of deposits as a collateral.
Great way to establish credit
Loan up to 100% of your savings or certificate balance
Rates are based on savings or certificate of deposit current dividend rate plus 3.00% APR
