Auto Loans
We are here to help you finance your next car or truck. Here at Valwood Park Federal Credit Union (VPFCU) we do everything we can to get you into the vehicle of your choice by offering:
Competitive loan rates
Convenient repayment through Payroll Deduction
Auto Transfer from your VPFCU account and Online Payment Portal
No Penalties for paying off the loan early
Affordable Credit Life and Disability Payment Protection
Low-Cost GAP and Warranty
Finance your next auto loan with us
SAVE TIME AND MONEY
new auto
as low as 4.99% for 48 months
Ready for a new car or truck? Are you someone that must have the latest model?
Avoid the pressure of car buying decisions at the dealership. We will guide you through the process once you are pre-approved with VPFCU.
USED AUTO
as low as 4.99% for 36 months
Ready to upgrade your car or truck without paying the new model price?
Used cars are less expensive, and the previous owner has often absorbed depreciation. Using JDPower (NADA) data, we can rapidly assess the price for fairness. We also use CarFax to look up the damage history to ensure your next used car or truck is reliable.
AUTO REFINANCING
as low as 4.99% for 48 months
Currently financing somewhere else? Are you looking for more payment flexibility or a lower rate?
We do all the work and contact the previous lender. Refinancing is quick and easy. VPFCU could help you reduce your monthly payment and save money over time.
auto insurance requirements
All members with a VPFCU Auto Loan are required to provide protection for the financed collateral from serious financial loss, should an accident occur. Your contract also requires the collateral to be continuously covered with insurance against the risks of fire, theft, and collision.
insurance requirements
- Continuous insurance coverage with no lapses
- Valwood Park Federal Credit Union is listed as the Loss Payee/Lienholder
- Collision and comprehensive coverage (physical damage) with deductibles not greater than $1000
provide insurance Policy Declarations Page by:
- Email: loans@valwoodparkfcu.com
- Fax: 972-242-1661
- Mail: Valwood Park Federal Credit Union
Attn: Loan Department
1001 E Crosby Road
Carrollton, TX 75006