Home Banking

Please DO NOT cut up your current Valwood DEBIT CARD. It will continue to work thru the beginning of next year.


EMV Credit CardThe card you are receiving in the mail is a CREDIT CARD.

If you have any questions, please call 972-446-0540.


Your OLD MasterCard CREDIT CARD will no longer work as of Monday 11.14.2016! Please activate your new card now!


If you don't have our MasterCard, this is a great time to apply!


How to use the EMV Card



If I want to use my chip-card at a retailer that doesn't support EMV technology yet, will it work?

Yes. The first round of EMV cards -- many of which are in consumers' hands -- will be equipped with both chip and magnetic-stripe functions so consumer spending is not disrupted and merchants can adjust.


If you find yourself at a point-of-sale terminal and are not sure whether to dip or swipe your card, have no fear. The terminal will walk you through the process.




Christmas Loan Special!Christmas Loan Special! Need some help to get ready for shopping season?
Try our Christmas Loan Special:

$1,200 - $5,000 for 12 months @ 5% ( A / B credit )

$1,200 - $3,000 for 12 months @ 10% ( C & D Credit )
This loan special is for new signature loans only. Limited time offer with approved credit. Max term is 12 months.


Join Us!Maybe it is time to open your account with Valwood? We are safe, security and focus on serving our members, not profits. FREE Checking and FREE Homebanking!


Why continue to do business with banks like Wells Fargo? For three years, Wells Fargo bankers deceived its customers in order to rack up millions of dollars in fees and charges. Without permission, they opened more than 2 million fake accounts under the names of people who had trusted Wells Fargo with their money. Stock prices soared and executives padded their pockets with massive bonuses.


If you think this is wrong, you can express your opinion at:

Consumers Union




See the savings?

Apply On-Line! Qualifying is quick and easy. Our great rates and friendly service will help you get the car you have been dreaming of!


Once you apply, our loan officers can quickly provide you with an exact rate quote.read more


Valwood Services...find out about our friendly services by watching our "one minute" video.

Extra Services! Great Service

In addition to savings and loans at great rates, we also offer products and services such as Drive-Thru with a separate ATM Deposit Lane, Discounted Movie Tickets, Notary Service, Cashier's Checks, and more!

1001 E Crosby Rd.
Carrollton, TX 75006
P: 972.446.0540
F: 972.245.6783

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