Loan Rates
Find the right loan for you.As low as... loan rates are shown below.
The rates shown below are the lowest available rates offered on short term.
*All rates listed below are Annual Percentage Rate (APR).
Model Years
- A Credit as low as 5.75%*
- B Credit as low as 6.75%*
- *Noted Rate for 48 month term or lower.
Model Years
- A Credit as low as 5.50%*
- B Credit as low as 6.50%*
- *Noted Rate for 36 months term or lower.
2019 & Older
Contact our Loan Department for a quote.
Motorcycles / Recreational Vehicles / Boats / Motor / Travel Trailers
As low as
3 yrs. | 6.75 % APR* |
5 yrs. | 7.25 % APR* |
7 yrs. | 9.25 % APR** |
10 yrs. | 10.25 % APR** |
**Above 84 mos. requires approval for Travel Trailers, RVs, & Boats
Signature Loan
No collateral required
As low as
Up to 3 yrs. | 10.24 % APR |
*37-60 months to be approved
Beacon Score Ranges
BEACON SCORE RANGES | |
---|---|
A | 700 and up |
B | 699 – 640 |
C | 639 – 600 |
D | 599 and below |
* Rates and Tier Ranges Subject to change without notice
Disclosure: This information is intended to be used as a guideline in determining your interest rate.
Note: Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual’s credit worthiness as well as the underwriting guidelines of the credit union. Your actual rate will be determine by credit union staff.
All rates listed above are Annual Percentage Rate (APR)
Certain conditions apply to the “Skip A Payment” option. There will be a $25.00 fee per loan for a payment extension. Please contact the Loan Dept. for details and approval.
Buying a Car?
If you are buying a car thru a dealer, please ask them to fax us a worksheet / buyer’s order to: (972) 242 – 1661.
The dealer can also email us at:
Apply On-Line!
Qualifying is quick and easy. Our great rates and friendly service will help you get the car you have been dreaming of!
*Annual percentage rate. Membership and credit eligibility required. Actual rates vary based on credit history and term.