Member Loan Programs:

Apply Online!



Apply on-line for you next loan.


Mobile Device App Now Automatically Available - no download required.


Loan ApplicationForms Desk Option:

If you prefer, you can download a application here and fill in the requested information and fax to us at: 972-245-6783.



Choose from the following links to view rates:

Apply Now

AUTOS:  New Car   |   Used Car


OTHER:  New & Used Boats    |   Motor Homes   |   Travel Trailers   |   Recreational Vehicles   |   Motorcycles   |   Unsecured / Signature


MasterCard :: 9.75% MasterCard :: 9.00% Gold Card


Share Secured :: 3% over deposit rate


Gap Insurance:Get Gap!

Unfortunately, values on larger vehicles have dropped.  Be sure you are protected from the GAP between your loan balance and the actual value of your vehicle. 


You can do this by adding GAP insurance. Contact our loan department today for this quick and easy and inexpensive coverage!


Motrtgage Loan


We are glad to announce that Valwood can now offer Mortgage Loans to our members.


Please visit our new mortgage site to apply for a mortgage loan, for information on rates and for general information about mortgage financing.


Through our partnership with Credit Union Members Mortgage, we can offer you competitive rates along with our friendly service. Lending is available for primary residences, second homes, and investment properties including 1 unit, duplexes, tri-plexes and four plexes.



Check Credit


Free Credit Report:

If you want to get a FREE credit report that combines all three credit bureaus, try visiting:


This is the official site to help consumers to obtain their free credit report.


To obtain specific information from Equifax on your credit report, please call: 1-800-203-7843.


Other Information:


Autos For Sale


How to Apply For An Auto Loan and / or Master Card
(For S T Microelectronics Employees - New To U.S.)

Quick Links
Loan Rates
Apply On-Line

Location & Hours

Discount Tickets

Great Service

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24/7 Deposit Access

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Autos For Sale

Useful Links:
Credit Bureau Info